Eric moved recently to Salt Lake City Utah. His question is: What types of questions will the life insurance company ask me when I apply for a insurance policy?”
Answer to Readers Question: It is common for life insurance applications to ask the following questions:

Do you regularly use tobacco or tobacco products? Life insurance [...]

This question is from Dante, who lives in Provo, Utah: “How does a life insurance company assess their risk in insuring an individual?”
Answer to Readers Question: When you apply for a life insurance policy, the company will inquire about your health status and often require a medical exam. The life insurance company will use information [...]

Readers Question: “How do you know if a life insurance offer is legitimate here in Orem, Utah?”
Answer to Readers Question: If you have a question about the validity of the offer the best thing to do is to contact the department of insurance in your state and ask if they have received any complaints regarding [...]

Angie moved to Ogden, Utah. She always asks challenging questions about life insurance. “What are vanishing premiums?”
Answer to Readers Question: As I understand it, vanishing premiums are not legal to sell, mainly because they are not really vanishing.
The type of policy that was commonly utilized was a Traditional Whole Life policy. These [...]

Dane lives in North Davis, Utah. He is one of my readers, his question was, “Can the beneficiary named on a life insurance policy be changed by a court here in North Davis, Utah?”
Answer to Readers Question: Sure it can be changed provided the court has sufficient proof to estalish doing so would be [...]